Farming is more than a business,
it’s your livelihood.
Unpredictable weather, shifting markets, and rising input costs can all put your operation at risk. That’s where crop insurance comes in.
Crop insurance is designed to protect your investment when the unexpected happens. Whether it’s hail, drought, flooding, or market fluctuations, the right coverage helps ensure you have the financial stability to keep farming season after season.
Coverage That Works for You
We work with federal programs and private products to build coverage that fits your acres, your operation, and your goals. Options include:
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Multi-Peril Crop Insurance (MPCI):
Protects against a wide range of natural causes of loss, from drought to excessive moisture.
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Crop-Hail Insurance:
Safeguards your fields against one of the most common and devastating risks in Minnesota.
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Private Insurance Products:
Flexible add-ons that can close gaps and give you extra peace of mind.
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Livestock & Forage Protection:
Coverage for cattle, swine, dairy, grazing land, and haying acres.
Why Farmers Choose KDL
Local Experience
Our agents—Jan Kluis, Ruth Ann Dibble, and Grant Bose—bring deep agricultural roots and over 20 years of experience to every conversation.
Personalized Plans
We take time to understand your operation so your policy actually matches your needs.
Neighborly Support
We live here too, and we’re proud to serve the producers and communities that make Minnesota strong.
KDL Insurance Helps Local Producers Succeed in Every Season
Let’s Talk Coverage
Insurance isn’t one-size-fits-all. Let us help you build a plan that protects your farm, your family, and your future.
